HOME OF THE CONFIDENCE REPORT™

Get The System You Need — On Terms That Work For You

A furnace or AC failing shouldn’t turn into a decision made under pressure. Through our financing partner, Synchrony, you can move forward with a new system now and pay over time, based on approved credit.

Residential

HVAC service

Service Hours

Mon–Fri 7AM–5PM

Licensed

Bonded & insured

Ruud Pro Partner

Manufacturer status

Why Homeowners Finance

A New System Shouldn't Have To Wait

Spread Out The Cost

Pay over time instead of all at once, so a needed repair or replacement fits your budget instead of straining it.

No Pressure To Decide On The Spot

Get your Confidence Report™ and a free estimate first — financing is there if you need it, not a sales tactic to rush you.

Keep Every Option Open

Whether it's a straightforward repair or a full system replacement, financing means the right choice for your home isn't limited by what's in the bank today.

How It Works

From Estimate To Installed, With Financing In Between

Step 1

Get Your Free Estimate & Confidence Report™

We inspect your system, document what we find, and lay out your real options — repair, replace, or hold off — before any numbers are on the table.

Step 2

Apply Through Synchrony

If a new system makes sense, apply online for financing. Approval and terms are based on your credit, and Synchrony handles the application directly.

Step 3

Get It Installed, Backed By Our Guarantees

Every installation comes with a 20-year workmanship warranty, 10-year parts and labor coverage where applicable, and a documented commissioning report.

Flexible Financing Available Through Synchrony

My Choice Heating & Air partners with Synchrony to make new HVAC systems more accessible. Apply online, get a credit decision, and move forward with your project.

Prefer To Pay Another Way?

We also accept major credit cards, if you'd rather not finance.

Maintenance Plan Members Save More

Members on our Maintenance Plan get 5% off new equipment installation — that discount stacks with financing on a qualifying new system.

Ohio HVAC License #49878

Licensed, Bonded & Insured

Free Replacement Estimates

1-Yr 100% Buy-Back On Qualifying Systems

Common Questions

Financing FAQs

Do you offer financing?

Yes. We partner with Synchrony to offer financing on new system installations and replacements, based on approved credit.

Do I need to apply for financing before getting an estimate?

No. We always give you a free replacement estimate and a Confidence Report™ first — financing is available if you decide it’s the right fit.

What will I need to apply?

Applications are handled directly through Synchrony, and the process typically takes just a few minutes online. Synchrony will let you know exactly what’s needed as you apply.

Can I use financing for a repair, or only a new system?

Financing through Synchrony is intended for new system installations and replacements. For repairs, we also accept major credit cards.

Does financing affect my guarantees?

No. However you pay, every installation still comes with our standard 20-year workmanship warranty, 10-year parts and labor coverage where applicable, and a documented Confidence Report.

Ready To Talk Through Your Options?

Call or text us for a free estimate, or apply directly through Synchrony if you’re ready to move forward.

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